How to use an EMV card to make a purchase.

Just like magnetic-stripe cards, EMV cards are processed for payment in two steps: card reading and transaction verification. However, with EMV cards you will no longer have to swipe in the right direction. Chip cards are read in a different way.  Instead of swiping your card, you are going to do what is called ‘card dipping’ instead,

Jan 15, 2016

Grow Your Business with LinkedIn

LinkedIn is a great tool for showcasing your business for potential clients, customers, business partners, new employees, stockholders, and investors. As with any social media platform, however, it’s not something you tend to once in a while and forget. It’s this view of social media that convinces business owners that their efforts aren’t

Nov 30, 2015

Tablet based or traditional POS systems

Tablet POS systems have appealed to many business owners due to the perceived low cost compared to traditional POS systems. However, POS systems typically require a surprisingly significant up-front investment in addition to an ongoing monthly service fee. Some merchants have become disenchanted with tablet pos systems because of the lack of support offered by their providers. Merchants can’t afford to wait for someone to get back to them if their system has a problem or they need additional training for new staff. Harbortouch has had time to learn our customers’ needs and establish the support infrastructure required. We offer 24/7 customer support and extensive training and support resources.

Sep 8, 2015

The Impact of EMV Cards

While the U.S. has been slow to adopt EMV credit cards, or what some call ‘smart credit cards’ , that is about to change. The big card providers (Europay, Mastercard, and Visa), have announced a roll out of EMV technology in October 2015, a change that will help decrease fraud and allow card providers more control of off-line transaction approvals. The cards will feature an embedded chip that can literally communicate with the card’s bank servers..

The Cost

While few experts criticize the technology itself, there are critics of the implementation essentially because of its high cost. EMV cards will impact business, specifically retail business, by costing the retail industry a large portion of the $7 billion dollar price tag. Shouldering so much expense is going to be a significant burden for the retail industry, with new pos equipment being a significant portion of the outlay.

Aug 25, 2015