Cash Advance and Loan Program

Business Loans

Offer the predictability of a fixed repayment structure. Financing is based on the business's annual gross sales and cash flow.

Good to Know

• Revenue of business is relatively stable
• Annual gross sales exceed $50,000.00
• Time in business is at least 4 months (2 months for retail and restaurant locations)

Features

• Set maturity date
• Small daily deduction from your business bank account (Monday-Friday)
• Term loans available 4-24 months

Benefits

• No personal collateral required
• Same day pre-approval process
• Funding as fast as 24 hours after approval
• Higher approval rates than traditional banks

Business Advances

Business receives a portion of their annual gross sales through credit card payments for good and services Revenue may be seasonal, cyclical or variable month to month Annual gross sales exceed $50,000.00 Time in business is at least 4 months

Good to Know

• Business receives a portion of their annual gross sales through credit card payments for good and services
• Revenue may be seasonal, cyclical or variable month to month
• Annual gross sales exceed $50,000.00
• Time in business is at least 4 months

Features

• There is no set maturity date or fixed daily payments. We get repaid as you get paid
• Small fixed daily % of card sales withheld until the balance of the purchased receipts are satisfied

Benefits

• No personal collateral required
• No switch in credit card processing required
• Same day pre-approval process
• Funding as fast as 24 hours after approval
• Higher approval rates than traditional banks